AMERICAN COASTAL INSURANCE Corp $ACIC
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- Fire, Marine & Casualty Insurance
- Headquarters
- Saint Petersburg, FL
- Fiscal year end
- December 31
- Shares outstanding
- 48,464,047 [10-Q 2026-05-08]
What the company doesAI summary of filing
American Coastal Insurance Corporation is a holding company engaged in commercial property and casualty insurance, operating primarily through its subsidiary American Coastal Insurance Company (AmCoastal) in Florida. The company writes commercial multi-peril property insurance for residential condominiums, apartments, and assisted living facilities, generating revenue through premiums on policies covering fire, wind, hail, water, theft, and vandalism. It also earns commissions on equipment breakdown, identity theft, and flood policies where it cedes all risk to other companies. The company distributes condominium policies exclusively through AmRisc and apartment and assisted living policies through Skyway Underwriters, with all policies concentrated in Florida. [10-K 2026-03-09]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | $153.82M | $41.15M | $52.76M | $218.94M | [10-Q 2026-08-06] |
| FY ended Dec 2025 | $335.44M | $106.84M | $71.03M | $198.76M | [10-K 2026-03-09] |
| FY ended Dec 2024 | $296.66M | $75.72M | $243.51M | $137.04M | [10-K 2026-03-09] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-08-05 | 48,145,582 | [10-Q 2024-08-08] |
| 2024-11-06 | 48,204,962 | [10-Q 2024-11-12] |
| 2025-03-03 | 48,248,630 | [10-K 2025-03-10] |
| 2025-05-02 | 48,353,412 | [10-Q 2025-05-08] |
| 2025-08-04 | 48,765,302 | [10-Q 2025-08-07] |
| 2025-11-03 | 48,765,302 | [10-Q 2025-11-06] |
| 2026-03-02 | 48,656,205 | [10-K 2026-03-09] |
| 2026-05-01 | 48,464,047 | [10-Q 2026-05-08] |
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-09-24 | Adler Brooke | sell | 21,196 | $9.06 | [4 2026-09-25] |
| 2026-09-22 | Martz Brad | buy | 10,000 | $9.15 | [4 2026-09-24] |
| 2026-08-17 | Griffith Christopher | exercise | 19,672 | $4.33 | [4 2026-08-19] |
| 2026-08-17 | Griffith Christopher | sell | 19,672 | $9.41 | [4 2026-08-19] |
| 2026-08-17 | Griffith Christopher | sell | 22,000 | $9.40 | [4 2026-08-19] |
| 2026-07-15 | Crawford Troy J | other | 478 | $10.13 | [4 2026-07-17] |
| 2026-05-26 | Brown Deirdre A | grant | 5,000 | — | [4 2026-05-28] |
| 2026-05-26 | Peed Daniel | grant | 5,000 | — | [4 2026-05-28] |
| 2026-05-26 | Whittemore Kent G | grant | 5,000 | — | [4 2026-05-28] |
| 2026-05-26 | Poitevint Alec Ii | grant | 5,000 | — | [4 2026-05-28] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-10-02 | 8-K | Director or officer change |
| 2026-08-06 | 10-Q | Quarterly report |
| 2026-08-05 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-05-29 | 8-K | Shareholder vote results |
| 2026-05-15 | 8-K | Other events |
| 2026-05-08 | 10-Q | Quarterly report |
| 2026-05-05 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-04-01 | DEF 14A | Proxy statement |
| 2026-03-09 | 10-K | Annual report |
| 2026-02-20 | 8-K | Director or officer change |
| 2026-02-19 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-01-14 | 8-K | Regulation FD disclosure |
Alerts for $ACIC
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Facts as of . Small caps move fast; check the latest filings.