Microcap Ledger BV Financial, Inc. $BVFL
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- Savings Institution, Federally Chartered
- Headquarters
- Baltimore, MD
- Fiscal year end
- December 31
- Shares outstanding
- 8,470,604 [10-Q 2026-08-12]
What the company doesAI summary of filing
BV Financial, Inc. is a bank holding company that operates BayVanguard Bank, a Maryland-chartered commercial bank founded in 1873. The company takes deposits from the public and invests those deposits in commercial real estate loans, one- to four-family residential real estate loans, and to a lesser extent commercial loans, construction and land loans, and other loan types. The company generates revenue primarily from interest on loans and secondarily from interest on investment securities. At December 31, 2025, the company had total assets of $912.2 million, loans of $754.9 million, deposits of $676.1 million, and is revenue-generating, operating 13 branch offices across the Baltimore metropolitan area and Eastern Shore of Maryland. [10-K 2026-03-27]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $4.55M | $8.12M | $68.90M | [10-Q 2026-08-12] |
| FY ended Dec 2025 | — | $13.49M | $19.02M | $55.70M | [10-K 2026-03-27] |
| FY ended Dec 2024 | — | $11.72M | $16.06M | $70.50M | [10-K 2026-03-27] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-11-12 | 11,597,985 | [10-Q 2024-11-13] |
| 2025-03-14 | 10,594,044 | [10-K 2025-03-27] |
| 2025-05-02 | 10,528,744 | [10-Q 2025-05-13] |
| 2025-08-07 | 9,939,490 | [10-Q 2025-08-13] |
| 2025-11-07 | 8,903,927 | [10-Q 2025-11-13] |
| 2026-03-13 | 8,750,737 | [10-K 2026-03-27] |
| 2026-05-07 | 8,658,965 | [10-Q 2026-05-11] |
| 2026-08-07 | 8,470,604 | [10-Q 2026-08-12] |
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-06-12 | Galli Joseph S | sell | 579 | $19.80 | [4 2026-06-15] |
| 2026-06-12 | Galli Joseph S | sell | 2,014 | $19.81 | [4 2026-06-15] |
| 2026-06-12 | Galli Joseph S | sell | 100 | $19.82 | [4 2026-06-15] |
| 2026-06-12 | Galli Joseph S | sell | 30 | $19.84 | [4 2026-06-15] |
| 2026-06-12 | Galli Joseph S | sell | 2 | $19.86 | [4 2026-06-15] |
| 2026-06-12 | Galli Joseph S | sell | 64 | $19.88 | [4 2026-06-15] |
| 2026-06-12 | Galli Joseph S | sell | 291 | $19.96 | [4 2026-06-15] |
| 2026-06-11 | Galli Joseph S | sell | 8,122 | $19.84 | [4 2026-06-15] |
| 2026-06-10 | Galli Joseph S | sell | 1,176 | $19.75 | [4 2026-06-11] |
| 2026-06-10 | Galli Joseph S | sell | 284 | $19.76 | [4 2026-06-11] |
| 2026-06-10 | Galli Joseph S | sell | 24 | $19.77 | [4 2026-06-11] |
| 2026-06-10 | Galli Joseph S | sell | 316 | $19.77 | [4 2026-06-11] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-08-14 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-08-12 | 10-Q | Quarterly report |
| 2026-07-24 | 8-K | Results of operations |
| 2026-06-01 | 8-K | Other events |
| 2026-05-11 | 10-Q | Quarterly report |
| 2026-05-08 | 8-K | Shareholder vote results |
| 2026-05-06 | 8-K | Other events |
| 2026-04-24 | 8-K | Results of operations |
| 2026-04-02 | DEF 14A | Proxy statement |
| 2026-03-27 | 10-K | Annual report |
| 2026-03-26 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-02-23 | 8-K | Auditor change |
Alerts for $BVFL
Email me when BV Financial, Inc. files an offering, gets a deficiency notice, or moves sharply.
Facts as of . Small caps move fast; check the latest filings.