Microcap Ledger Consumer Portfolio Services, Inc. $CPSS
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Global Market
- Sector
- Finance Services
- Headquarters
- Las Vegas, NV
- Fiscal year end
- December 31
- Shares outstanding
- 21,554,714 [10-Q 2026-08-07]
What the company doesAI summary of filing
Consumer Portfolio Services is a specialty finance company that purchases and services automobile retail installment sales contracts originated by franchised and independent dealers in the United States. The company provides indirect financing to subprime customers with limited credit histories or past credit problems who cannot obtain financing from traditional sources such as banks or captive finance companies. CPS finances contract acquisitions through securitization transactions and warehouse credit facilities, and makes money through interest income on contracts, acquisition fees from dealers, and servicing fees. The company is revenue-generating, having purchased approximately $24.7 billion in automobile contracts since inception in March 1991. [10-K 2026-03-16]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | $233.72M | $11.77M | $189.87M | $7.50M | [10-Q 2026-08-07] |
| FY ended Dec 2025 | $434.47M | $19.32M | $289.00M | $6.32M | [10-K 2026-03-16] |
| FY ended Dec 2024 | $393.51M | $19.20M | $233.75M | $11.71M | [10-K 2026-03-16] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-10-31 | 21,405,198 | [10-Q 2024-11-07] |
| 2025-03-10 | 21,443,198 | [10-K 2025-03-12] |
| 2025-05-01 | 21,559,795 | [10-Q 2025-05-12] |
| 2025-08-08 | 22,224,186 | [10-Q 2025-08-11] |
| 2025-10-23 | 22,071,046 | [10-Q 2025-11-10] |
| 2026-03-04 | 21,760,275 | [10-K 2026-03-16] |
| 2026-04-24 | 21,698,565 | [10-Q 2026-05-08] |
| 2026-07-24 | 21,554,714 | [10-Q 2026-08-07] |
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-10-01 | Robinson Teri | other | 660 | — | [4 2026-10-01] |
| 2026-09-01 | Jackson Noel | exercise | 7,500 | $2.47 | [4 2026-09-03] |
| 2026-09-01 | Jackson Noel | sell | 7,500 | $9.31 | [4 2026-09-03] |
| 2026-08-26 | Bradley Charles E Jr | sell | 125,000 | $9.46 | [4 2026-08-28] |
| 2026-08-12 | Ralston Catrina Marie | sell | 3,617 | $9.50 | [4 2026-08-14] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-30 | DEF 14A | Proxy statement |
| 2026-08-26 | 424B2 | Prospectus or prospectus supplement |
| 2026-08-26 | 424B2 | Prospectus or prospectus supplement |
| 2026-08-25 | 8-K | Regulation FD disclosure |
| 2026-08-21 | 8-K | Other events |
| 2026-08-07 | 10-Q | Quarterly report |
| 2026-08-04 | 8-K | Results of operations |
| 2026-07-24 | 8-K | Material agreement entered; New financial obligation |
| 2026-07-14 | 8-K | Material agreement entered; New financial obligation |
| 2026-05-20 | 8-K | Regulation FD disclosure |
| 2026-05-14 | 424B2 | Prospectus or prospectus supplement |
| 2026-05-14 | 424B2 | Prospectus or prospectus supplement |
Alerts for $CPSS
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Facts as of . Small caps move fast; check the latest filings.