Microcap Ledger Citizens & Northern Corp $CZNC
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- State Commercial Banks
- Headquarters
- Wellsboro, PA
- Fiscal year end
- December 31
- Shares outstanding
- 17,934,867 [10-Q 2026-08-07]
What the company doesAI summary of filing
Citizens & Northern Corporation is a bank holding company engaged in community banking through its principal subsidiary, Citizens & Northern Bank, a Pennsylvania state-chartered bank with 35 branch offices across Pennsylvania and New York as of December 31, 2025. The company generates revenue by providing deposit and loan products for personal and commercial customers, offering wealth management services through its trust department and subsidiary C&N Financial Services, and providing insurance products through its insurance agency and reinsurance subsidiary. The company is fully revenue-generating, with total assets of $3.1 billion, total deposits of $2.6 billion, and net loans outstanding of $2.3 billion as of December 31, 2025, and it completed the acquisition of Susquehanna Community Financial in October 2025. [10-K 2026-03-06]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $14.33M | $24.08M | $82.54M | [10-Q 2026-08-07] |
| FY ended Dec 2025 | — | $23.43M | $32.00M | $46.06M | [10-K 2026-03-06] |
| FY ended Dec 2024 | — | $25.96M | $33.03M | $126.17M | [10-K 2026-03-06] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-10-31 | 15,414,132 | [10-Q 2024-11-06] |
| 2025-02-24 | 15,466,068 | [10-K 2025-03-06] |
| 2025-05-07 | 15,494,591 | [10-Q 2025-05-09] |
| 2025-08-05 | 15,514,943 | [10-Q 2025-08-08] |
| 2025-11-05 | 17,801,873 | [10-Q 2025-11-07] |
| 2026-03-02 | 17,910,243 | [10-K 2026-03-06] |
| 2026-05-04 | 17,916,586 | [10-Q 2026-05-08] |
| 2026-08-03 | 17,934,867 | [10-Q 2026-08-07] |
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-10-02 | Shattuck Katherine W | buy | 8 | $25.51 | [4 2026-10-05] |
| 2026-10-02 | Pellegrino Frank G | buy | 245 | $25.51 | [4 2026-10-05] |
| 2026-09-04 | Pellegrino Frank G | buy | 178 | $26.17 | [4 2026-09-08] |
| 2026-09-04 | Shattuck Katherine W | buy | 8 | $26.17 | [4 2026-09-08] |
| 2026-08-14 | Singer Aaron K | other | 64 | $25.96 | [4 2026-08-26] |
| 2026-08-14 | Singer Aaron K | other | 96 | $26.08 | [4 2026-08-26] |
| 2026-08-14 | Santiago Helen S | other | 108 | $25.89 | [4 2026-08-25] |
| 2026-08-14 | Santiago Helen S | other | 1 | $25.89 | [4 2026-08-25] |
| 2026-08-14 | Santiago Helen S | other | 1 | $25.89 | [4 2026-08-25] |
| 2026-08-14 | Shattuck Katherine W | other | 102 | $25.89 | [4 2026-08-25] |
| 2026-08-14 | Loughery Robert G | other | 114 | $25.89 | [4 2026-08-25] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-22 | 8-K | Charter, bylaws or fiscal year change |
| 2026-08-07 | 10-Q | Quarterly report |
| 2026-07-23 | 8-K | Results of operations |
| 2026-05-11 | 8-K | Director or officer change; Other events |
| 2026-05-08 | 10-Q | Quarterly report |
| 2026-04-29 | 8-K | Results of operations |
| 2026-04-28 | 8-K | Shareholder vote results |
| 2026-04-23 | 8-K | Other events |
| 2026-03-13 | DEF 14A | Proxy statement |
| 2026-03-06 | 10-K | Annual report |
| 2026-01-30 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-01-28 | 8-K | Results of operations |
Alerts for $CZNC
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Facts as of . Small caps move fast; check the latest filings.