Microcap Ledger Finwise Bancorp $FINW
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Global Market
- Sector
- State Commercial Banks
- Headquarters
- Murray, UT
- Fiscal year end
- December 31
- Shares outstanding
- 13,882,680 [10-Q 2026-08-12]
What the company doesAI summary of filing
FinWise Bancorp is a Utah bank holding company that operates FinWise Bank, a Utah state-chartered bank, and conducts business through three reportable segments: traditional banking, banking as a service (BaaS), and treasury and administration. The company originates, sells, or holds loans nationally in four main areas: strategic programs, SBA 7(a) lending, residential and owner-occupied commercial real estate lending, and equipment financing. The company generates revenue from interest income on loans held for investment, servicing fees on loans sold, origination fees, and deposit-related services, and is a revenue-generating institution with approximately $585.5 million in loans held for investment as of December 31, 2025. [10-K 2026-03-23]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $4.87M | −$6.00M | $93.64M | [10-Q 2026-08-12] |
| FY ended Dec 2025 | — | $16.09M | −$28.42M | $163.40M | [10-K 2026-03-23] |
| FY ended Dec 2024 | — | $12.74M | −$14.99M | $109.16M | [10-K 2026-03-23] |
- Quarterly cash burn
- −$3.00M
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-11-11 | 13,211,160 | [10-Q 2024-11-12] |
| 2025-03-20 | 13,216,440 | [10-K 2025-03-26] |
| 2025-05-08 | 13,214,827 | [10-Q 2025-05-13] |
| 2025-08-07 | 13,519,230 | [10-Q 2025-08-11] |
| 2025-11-07 | 13,586,921 | [10-Q 2025-11-10] |
| 2026-03-16 | 13,676,859 | [10-K 2026-03-23] |
| 2026-05-08 | 13,706,039 | [10-Q 2026-05-12] |
| 2026-08-07 | 13,882,680 | [10-Q 2026-08-12] |
- Shelf registration
- S-3 filed 2025-11-18; declared effective 2025-12-01 [S-3 2025-11-18]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-07-28 | Wahlman Robert E. | grant | 26,192 | $13.96 | [4 2026-07-29] |
| 2026-07-28 | Noone James | grant | 56,476 | $13.96 | [4 2026-07-29] |
| 2026-07-28 | Obrien Michael Christopher | grant | 17,880 | $13.96 | [4 2026-07-29] |
| 2026-07-28 | Thiessens Richard | grant | 17,389 | $13.96 | [4 2026-07-29] |
| 2026-07-28 | Landvatter Kent | grant | 56,476 | $13.96 | [4 2026-07-29] |
| 2026-07-28 | Clayton Natasha Laurette | grant | 15,715 | $13.96 | [4 2026-07-29] |
| 2026-07-28 | Grotta Sarah Elizabeth | grant | 19,072 | $13.96 | [4 2026-07-29] |
| 2026-07-28 | Arias Juan Carlos | grant | 15,033 | $13.96 | [4 2026-07-29] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-08-12 | 10-Q | Quarterly report |
| 2026-07-29 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-07-20 | 8-K | Regulation FD disclosure |
| 2026-06-29 | 8-K | Director or officer change; Shareholder vote results |
| 2026-06-25 | 8-K | Director or officer change; Shareholder vote results |
| 2026-05-21 | 8-K | Regulation FD disclosure |
| 2026-05-12 | 10-Q | Quarterly report |
| 2026-04-30 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-04-28 | DEF 14A | Proxy statement |
| 2026-04-08 | 8-K | Director or officer change; Regulation FD disclosure |
| 2026-03-26 | 8-K | Regulation FD disclosure |
| 2026-03-23 | 10-K | Annual report |
Alerts for $FINW
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Facts as of . Small caps move fast; check the latest filings.