Microcap Ledger Isabella Bank Corp $ISBA
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- State Commercial Banks
- Headquarters
- Mt Pleasant, MI
- Fiscal year end
- December 31
- Shares outstanding
- 7,628,873 [10-Q 2026-08-10]
What the company doesAI summary of filing
Isabella Bank Corp is a federally insured financial institution regulated by the FDIC, DIFS, FRB, SEC, and CFPB. The company operates a bank that accepts deposits (including interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit) and makes loans across multiple categories (commercial and industrial, commercial real estate, agricultural, residential real estate, and consumer loans). The company generates revenue primarily through net interest income (the spread between interest earned on loans and securities and interest paid on deposits), as well as noninterest income from service charges, wealth management fees, and earnings on bank-owned life insurance policies. Isabella Bank is revenue-generating with reported net income of $18.9 million for 2025. [10-K 2026-03-13]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $10.03M | $11.48M | $41.77M | [10-Q 2026-08-10] |
| FY ended Dec 2025 | — | $18.91M | $26.82M | $26.04M | [10-K 2026-03-13] |
| FY ended Dec 2024 | — | $13.89M | $19.64M | $24.54M | [10-K 2026-03-13] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-11-12 | 7,435,398 | [10-Q 2024-11-14] |
| 2025-03-11 | 7,414,594 | [10-K 2025-03-12] |
| 2025-05-07 | 7,382,358 | [10-Q 2025-05-08] |
| 2025-08-08 | 7,359,911 | [10-Q 2025-08-11] |
| 2025-11-06 | 7,335,096 | [10-Q 2025-11-10] |
| 2026-03-12 | 7,330,036 | [10-K 2026-03-13] |
| 2026-05-04 | 7,332,561 | [10-Q 2026-05-06] |
| 2026-08-06 | 7,628,873 | [10-Q 2026-08-10] |
- Shelf registration
- S-3 filed 2026-04-16; declared effective 2026-04-23 [S-3 2026-04-16]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-09-16 | Bourland Jill | buy | 7.614 | $39.40 | [4 2026-09-17] |
| 2026-09-01 | Barnes Jeffrey J | grant | 242 | $38.55 | [4 2026-09-03] |
| 2026-09-01 | Bourland Jill | grant | 10 | $38.55 | [4 2026-09-03] |
| 2026-09-01 | Coffin Melinda Marie | grant | 31 | $38.55 | [4 2026-09-03] |
| 2026-09-01 | Opperman Sarah R | grant | 46 | $38.55 | [4 2026-09-03] |
| 2026-09-01 | Rupp Vicki L | grant | 33 | $38.55 | [4 2026-09-03] |
| 2026-09-01 | Sackett Brian Roy | grant | 24 | $38.55 | [4 2026-09-03] |
| 2026-09-01 | Schwind Jerome E | grant | 123 | $38.55 | [4 2026-09-03] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-10-06 | 8-K | Other events |
| 2026-09-28 | 8-K | Other events |
| 2026-09-21 | 8-K | Other events |
| 2026-08-27 | 8-K | Other events |
| 2026-08-14 | 8-K | Director or officer change |
| 2026-08-10 | 424B3 | Prospectus or prospectus supplement |
| 2026-08-10 | 10-Q | Quarterly report |
| 2026-07-28 | 13G | Beneficial ownership report (5%+ holder) |
| 2026-07-23 | 8-K | Results of operations |
| 2026-06-16 | 8-K | Material agreement entered |
| 2026-06-16 | 424B5 | Prospectus or prospectus supplement |
| 2026-06-15 | 8-K | Material agreement entered |
Alerts for $ISBA
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Facts as of . Small caps move fast; check the latest filings.