Microcap Ledger

Tickers · $LSBK

Lake Shore Bancorp, Inc. /MD/ $LSBK

By Microcap Ledger desk · CIK 0002059653

Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.

Snapshot

Exchange
Nasdaq Global Market
Sector
Savings Institution, Federally Chartered
Headquarters
Dunkirk, NY
Fiscal year end
December 31
Shares outstanding
7,853,788 [10-Q 2026-08-11]
as of 2026-08-06

Sources: [10-K 2026-03-17]

What the company doesAI summary of filing

Lake Shore Bancorp, Inc. is a bank holding company that operates Lake Shore Bank, a community bank serving Western New York through ten branch offices in Erie and Chautauqua Counties. The bank attracts retail deposits and invests them primarily in commercial real estate loans, residential mortgage loans, home equity lines of credit, and to a lesser extent commercial business loans and consumer loans. The company generates revenue principally from interest earned on loans and investment securities. Lake Shore Bancorp is a revenue-generating financial institution that completed a mutual-to-stock conversion in July 2025. [10-K 2026-03-17]

Segments: Commercial Real Estate Loans, Residential Mortgage Loans, Home Equity Loans and Lines of Credit, Commercial Business Loans

Financial health

From XBRL company facts (USD)
PeriodRevenueNet incomeOperating cash flowCashFiling
6 months to Jun 2026—$4.10M $5.13M$72.24M[10-Q 2026-08-11]
FY ended Dec 2025—$7.27M $8.00M$64.28M[DEF 14A 2026-04-07]
FY ended Dec 2024—$4.93M $2.51M$33.13M[DEF 14A 2026-04-07]

Capital structure and dilution

Summary only. How these instruments work: Dilution & financing desk.

Share count
DateShares outstandingFiling
2025-08-087,825,501[10-Q 2025-08-12]
2025-11-067,825,501[10-Q 2025-11-12]
2026-03-117,836,100[10-K 2026-03-17]
2026-05-077,862,790[10-Q 2026-05-12]
2026-08-067,853,788[10-Q 2026-08-11]
Shelf registration
S-1 filed 2025-03-14; declared effective 2025-05-14 [S-1 2025-03-14]

Listing status

Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.

More on deficiency notices and uplistings: Listing status desk.

Who owns it

Recent Form 4 transactions
DateInsiderTypeSharesPriceFiling
2026-09-08Sanvidge Kevin M.exercise14,563$10.62[4 2026-09-09]
2026-08-21Werdein Jeffrey M.exercise23,132$10.62[4 2026-08-25]
2026-08-21Werdein Jeffrey M.other16,525$17.25[4 2026-08-25]
2026-06-04Brautigam Sharon Eexercise1,028$7.89[4 2026-06-04]
2026-04-23Werdein Jeffrey M.other302$15.85[4 2026-04-24]
2026-04-23Liddell Kim Cother631$15.85[4 2026-04-24]
2026-03-18Passafaro Ronald Jgrant573—[4 2026-03-20]
2026-03-18Gilden Taylor Mgrant3,028—[4 2026-03-20]
2026-03-18Liddell Kim Cgrant6,285—[4 2026-03-20]

Catalysts and calendar

Facts as of . Small caps move fast; check the latest filings.