Microcap Ledger

Tickers · $MCHB

Mechanics Bancorp $MCHB

By Microcap Ledger desk · CIK 0001518715

Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.

Snapshot

Exchange
Nasdaq Global Select Market
Sector
State Commercial Banks
Headquarters
Walnut Creek, CA
Fiscal year end
December 31
Shares outstanding
18,920,808 [10-Q 2025-08-06]
as of 2025-08-04

Sources: [10-K 2026-03-17]

What the company doesAI summary of filing

Mechanics Bancorp is a financial holding company that operates through Mechanics Bank, a 121-year-old California state-chartered commercial bank with 166 branches across California, Washington, Oregon, and Hawaii. The company provides consumer and business banking, commercial lending, cash management services, private banking, and wealth management and trust services, generating revenue primarily from interest income on loans and fees from deposits and financial services. The company is revenue-generating and profitable, with operations expanded through the September 2025 merger of HomeStreet Bank into Mechanics Bank. [10-K 2026-03-17]

Segments: Commercial Banking, Mortgage and Consumer Lending, Commercial Real Estate (CRE) Lending, Residential Construction Lending

Financial health

From XBRL company facts (USD)
PeriodRevenueNet incomeOperating cash flowCashFiling
6 months to Jun 2026$26.63M$101.79M $64.19M$553.91M[10-Q 2026-08-07]
FY ended Dec 2025$49.73M$265.74M $193.59M$1.03B[10-K 2026-03-17]
FY ended Dec 2024$48.13M−$144.34M $292.26M$999.71M[10-K 2026-03-17]

Capital structure and dilution

Summary only. How these instruments work: Dilution & financing desk.

Share count
DateShares outstandingFiling
2024-02-2918,857,566[10-K 2024-03-06]
2024-04-2518,857,566[10-K/A 2024-04-29]
2024-05-0218,857,566[10-Q 2024-05-09]
2024-08-0218,857,565[10-Q 2024-08-06]
2024-11-0518,857,565[10-Q 2024-11-08]
2025-03-0318,920,808[10-K 2025-03-07]
2025-05-0518,920,808[10-Q 2025-05-08]
2025-08-0418,920,808[10-Q 2025-08-06]

Listing status

Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.

More on deficiency notices and uplistings: Listing status desk.

Who owns it

Recent Form 4 transactions
DateInsiderTypeSharesPriceFiling
2026-06-15Downer Edward Michaelsell2$15.13[4 2026-06-17]
2026-05-27Cochran Patriciaexercise3,301—[4 2026-05-29]
2026-05-27Downer Douglas Eexercise3,301—[4 2026-05-29]
2026-05-27Wilcox Jon Rexercise3,301—[4 2026-05-29]
2026-05-27Crowe Adrienne Yexercise3,301—[4 2026-05-29]
2026-05-27Downer Edward Michaelexercise3,301—[4 2026-05-29]

Catalysts and calendar

Recent filings and releases
DateTypeTitle
2026-09-178-KOther events
2026-08-208-KOther events
2026-08-0710-QQuarterly report
2026-07-298-KResults of operations; Regulation FD disclosure
2026-06-018-KShareholder vote results
2026-05-138-KOther events
2026-05-0810-QQuarterly report
2026-05-058-KOther events
2026-04-308-KResults of operations; Regulation FD disclosure
2026-04-16DEF 14AProxy statement
2026-03-17NT 10-KNotice of late annual report
2026-03-1710-KAnnual report

Facts as of . Small caps move fast; check the latest filings.