Provident Financial Holdings Inc $PROV

What the company doesAI summary of filing

Provident Financial Holdings, Inc. is a bank holding company whose primary subsidiary is Provident Savings Bank, F.S.B., a federally chartered savings bank headquartered in Riverside, California. The Bank operates 13 full-service banking offices in Riverside and San Bernardino counties (the Inland Empire region) and generates revenue primarily from interest earned on loans and investment securities, along with fees from community banking activities. At June 30, 2026, the Bank had total assets of $1.21 billion and net loans held for investment of $1.03 billion. The Bank's core lending activities consist of originating and holding single-family, multi-family, and commercial real estate mortgage loans, and to a lesser extent construction, commercial business, consumer, and other mortgage loans for investment. Through its subsidiary Provident Financial Corp, the Bank also provides trustee services for real estate transactions. [10-K 2026-09-02]