Microcap Ledger

Tickers · $RBKB

Rhinebeck Bancorp, Inc. $RBKB

By Microcap Ledger desk · CIK 0001751783

Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.

Snapshot

Exchange
Nasdaq Capital Market
Sector
Savings Institutions, Not Federally Chartered
Headquarters
Poughkeepsie, NY
Fiscal year end
December 31
Shares outstanding
15,635,966 [10-Q 2026-08-13]
as of 2026-08-01

Sources: [10-K 2026-03-13]

What the company doesAI summary of filing

Rhinebeck Bancorp, Inc. is a bank holding company that operates Rhinebeck Bank, a New York-chartered savings bank providing deposit and lending services to consumer and commercial customers in the Hudson Valley region of New York. The company generates revenue primarily through net interest income on loans and deposits, and secondary revenue from loan servicing fees and other financial services. As of December 31, 2025, the company had consolidated total assets of $1.30 billion and net loans representing 73.2% of total assets, and is a revenue-generating financial institution regulated by the Federal Reserve Board and New York State Department of Financial Services. [10-K 2026-03-13]

Segments: Commercial Real Estate Loans, Commercial Business Loans, Residential Real Estate Loans, Indirect Automobile Loans

Financial health

From XBRL company facts (USD)
PeriodRevenueNet incomeOperating cash flowCashFiling
6 months to Jun 2026$1.51M$4.83M $9.11M$304.56M[10-Q 2026-08-13]
FY ended Dec 2025$2.98M$10.04M $11.74M$101.99M[10-K 2026-03-13]
FY ended Dec 2024$3.00M−$8.62M $8.47M$37.48M[10-K 2026-03-13]

Capital structure and dilution

Summary only. How these instruments work: Dilution & financing desk.

Share count
DateShares outstandingFiling
2024-11-0111,087,607[10-Q 2024-11-12]
2025-03-0111,094,828[10-K 2025-03-25]
2025-05-0111,098,404[10-Q 2025-05-13]
2025-08-0111,105,330[10-Q 2025-08-12]
2025-11-0111,145,681[10-Q 2025-11-13]
2026-03-1311,140,395[10-K 2026-03-13]
2026-05-0111,169,981[10-Q 2026-05-14]
2026-08-0115,635,966[10-Q 2026-08-13]
Shelf registration
S-1 filed 2026-03-13; declared effective 2026-05-14 [S-1 2026-03-13]

Listing status

Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.

More on deficiency notices and uplistings: Listing status desk.

Who owns it

Recent Form 4 transactions
DateInsiderTypeSharesPriceFiling
2026-08-06Vitale Michaelbuy4,834$12.35[4 2026-08-06]
2026-07-22Loughlin Suzannebuy500$11.92[4 2026-07-23]
2026-07-22Loughlin Suzannebuy12,000$11.93[4 2026-07-23]
2026-07-22Vitale Michaelbuy5,000$11.94[4 2026-07-23]
2026-07-22Patzwahl Nancy Koskeybuy25,000$11.94[4 2026-07-23]
2026-07-22Smith Matthew Jamesbuy2,300$11.99[4 2026-07-23]
2026-07-22Smith Matthew Jamesbuy10,125$12.00[4 2026-07-23]
2026-07-21Irwin William C.grant10,000$10.00[4 2026-07-21]
2026-07-21Garcia Freddimirgrant500$10.00[4 2026-07-21]

Catalysts and calendar

Recent filings and releases
DateTypeTitle
2026-10-068-KDirector or officer change
2026-08-188-KDirector or officer change
2026-08-148-KDirector or officer change
2026-08-1310-QQuarterly report
2026-08-1113G/ABeneficial ownership report (5%+ holder)
2026-07-238-KResults of operations
2026-07-218-KOther events
2026-07-178-KOther events
2026-06-298-KShareholder vote results; Other events
2026-05-268-KOther events
2026-05-22424B3Prospectus or prospectus supplement
2026-05-22424B3Prospectus or prospectus supplement

Facts as of . Small caps move fast; check the latest filings.