Microcap Ledger Waterstone Financial, Inc. $WSBF
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Global Select Market
- Sector
- Savings Institution, Federally Chartered
- Headquarters
- Wauwatosa, WI
- Fiscal year end
- December 31
- Shares outstanding
- 17,977,028 [10-Q 2026-08-06]
What the company doesAI summary of filing
Waterstone Financial, Inc. is a bank holding company whose primary subsidiary, WaterStone Bank, is a community bank operating 14 branches in Wisconsin counties. The company originates residential, multi-family, and commercial real estate loans for its portfolio and funds operations with retail and brokered deposits. Through its subsidiary Waterstone Mortgage Corporation, the company also originates single-family residential loans for sale in the secondary mortgage market; Waterstone Mortgage Corporation originated $2.05 billion in loans during 2025 across 55 offices in 24 states. The company generates revenue from interest income on loans, mortgage banking income from loan originations and sales, and investment portfolio management. [10-K 2026-02-26]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $14.46M | $8.86M | $32.75M | [10-Q 2026-08-06] |
| FY ended Dec 2025 | — | $26.40M | $24.18M | $63.56M | [DEF 14A 2026-04-09] |
| FY ended Dec 2024 | — | $18.69M | $48.06M | $35.18M | [DEF 14A 2026-04-09] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-10-31 | 19,373,139 | [10-Q 2024-11-04] |
| 2025-02-21 | 19,319,808 | [10-K 2025-02-28] |
| 2025-04-30 | 19,075,518 | [10-Q 2025-05-08] |
| 2025-07-31 | 18,679,165 | [10-Q 2025-08-07] |
| 2025-10-31 | 18,456,918 | [10-Q 2025-11-06] |
| 2026-02-20 | 18,359,930 | [10-K 2026-02-26] |
| 2026-04-30 | 18,053,082 | [10-Q 2026-05-07] |
| 2026-07-31 | 17,977,028 | [10-Q 2026-08-06] |
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-08-13 | Gordon Ryan J | exercise | 10,000 | $17.20 | [4 2026-08-17] |
| 2026-08-13 | Gordon Ryan J | sell | 620 | $21.10 | [4 2026-08-17] |
| 2026-08-13 | Gordon Ryan J | sell | 1,300 | $21.11 | [4 2026-08-17] |
| 2026-08-13 | Gordon Ryan J | sell | 6,237 | $21.14 | [4 2026-08-17] |
| 2026-05-21 | Gerke Mark Raymond | exercise | 10,000 | $14.98 | [4 2026-05-22] |
| 2026-05-21 | Gerke Mark Raymond | sell | 10,000 | $18.34 | [4 2026-05-22] |
| 2026-02-18 | Gordon Douglas S | sell | 2,880 | $18.11 | [4 2026-02-20] |
| 2026-02-06 | Gordon Douglas S | sell | 6,765 | $18.27 | [4 2026-02-10] |
| 2026-02-05 | Gordon Douglas S | sell | 18,716 | $18.25 | [4 2026-02-06] |
| 2026-02-04 | Gordon Douglas S | sell | 15,000 | $18.55 | [4 2026-02-06] |
| 2026-02-04 | Lawton Patrick S | sell | 19,255 | $18.64 | [4 2026-02-05] |
| 2026-02-03 | Lawton Patrick S | sell | 30,000 | $18.53 | [4 2026-02-05] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-22 | 8-K | Other events |
| 2026-08-06 | 10-Q | Quarterly report |
| 2026-07-23 | 8-K | Results of operations |
| 2026-06-23 | 8-K | Other events |
| 2026-05-19 | 8-K | Shareholder vote results |
| 2026-05-07 | 10-Q | Quarterly report |
| 2026-04-27 | 8-K | Other events |
| 2026-04-23 | 8-K | Results of operations |
| 2026-04-09 | DEF 14A | Proxy statement |
| 2026-03-17 | 8-K | Other events |
| 2026-02-26 | 10-K | Annual report |
| 2026-01-28 | 8-K | Results of operations |
Alerts for $WSBF
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Facts as of . Small caps move fast; check the latest filings.